Market-Linked Growth With WealthLockSM Accumulator
Fixed index annuities can help protect retirement dreams by optimizing growth.
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WealthLockSM Accumulator 5 Year1
1 Named one of Barron’s 100 Best Annuities on July 26, 2024.
What are Your Clients’ Needs?
Tax-deferred growth, which allows their contract value to grow faster when compared to taxable returns
100% protection of their principal from market fluctuations.
Premium returns linked to indices from four leaders in the industry - Invesco, Franklin Templeton, Janus Henderson, and the S&P 500®.
Multiple crediting strategies to grow their premium, including fixed, cap, and participation rate strategies.
Key Features
Premium*
Minimum: $25,000
Maximum: $1,000,000 maximum*
*A premium of more than $1,000,000 may be accepted with prior approval from Aspida.
Issue Age
18 - 90 (Non-Qualified & Qualified),
Maturity Age is 115
Waivers and Benefits
Penalty-Free Withdrawal, Nursing Home Waiver, Terminal Illness Waiver, Death Benefit
Plan Types
May be issued as Non-Qualified or Traditional or Roth IRAs. Accepts rollovers from qualified plans, 457 plans, IRAs, Simplified Employee Pension (SEP) plans, 403(b) plans, and SIMPLE IRAs.
**Not Available in: NY
Your Tools for Retirement Planning
White Glove Service
Deliver speed, simplicity, and security to your clients with our streamlined contracting, commission, and new business processes:
Conversation Starters
Guide your next client or prospect meeting with the latest research, client approves resources, and solutions from our team:
Accumulation Consulting
Secure your clients’ futures with the product knowledge and expertise offered by our dedicated wholesaling team:
Connect with your dedicated Aspida wholesaler for help navigating today’s volatile markets.